The bank will expect a complete file presenting your company, it’s activities, results and plans, but also a full view of your private situation. We will help you gather these documents in order to send a complete file of excellent quality to the bank. This is how we insure a high success rate in our recommendations.

Your business documents must include proof of registration, list of real owners, financial projections and business plan if the company is newly created, yearly accounts if the company has existed more than a year, as well as transcripts from the previous business account. They will also ask for your contract with your main client if you are a subcontractor, any debt situation and an overview of how you expect the business account will be used, i.e. and estimation of future transaction trends.

The private documents will include ID documents (passport, driving license, health card evt. residency card), your current tax declarations and annual tax returns for the past 2 years, outstanding debt information, retirement savings, a screenshot overview of the family bank accounts, and an estimation of your future transaction trends.

Our pricing is designed to minimize risk for our clients! Here’s how it works:

1. Administrative Fee: Payable only after we prequalify you. This fee ranges from 1,000 kr to 2,000 kr, depending on the amount of work needed to build a quality file to recommend you to our partner banks.
2. Success Fee: Billed only once you open your new business account. This fee ranges from 4,000 kr to 8,000 kr, based on the required work.
3. Discount Policy: We offer discounts for smaller companies to keep our services affordable.
4. Membership: Once supported by Finklusiv, you gain access to our support network at 125 kr per month.

Note: Prices exclude VAT. Our partner banks and payment platforms have their own fees when you become their clients through our recommendation.

No. Finklusiv will only send your file to the bank if we believe you have a good chance of being approved. We work in constant dialogue with partner banks to know what their requirements are. If we see a that your request will be denied, we will make sure to explain to you the reason why, and close the case – after providing you with your completed file.

Once you have applied, Finklusiv will screen your situation before confirming we can help you within 2 days. If we beleive we can help we will request payment of the administrative fee. Once the fee is received, we will work with you to ensure your file is complete. We will only send the file to partner banks when it is complete, so make sure you provide information quickly. Once the file is sent to the bank, you can expect your account within 3 weeks.

Finklusiv has an excellent success rate of our recommendations to banks. We only send your file to the bank if we believe it will be approved, but the final decision is of course with the bank. If your request is denied, we will make sure you receive the complete file you have built with us, so you can easily apply elsewhere. We will also come with suggestions of what kind of international bank could offer an alternative solution for you. 

Congratulations! We will support you to onboard the bank’s system, and answer any questions you might have. This includes making sure you know how to sign the banks legal documents, download the Mobile bank app, and have your cards ordered to your address. You will then have 15 days to pay our success fee. As a Finklusiv approved client, you will have access to our other programs and services from our partners.