Get Started

For us to support you, you need to fulfill the following criteria:

• You have obtained asylum in Denmark
• You have requested a business account from your bank, but it has been denied
• Your business is already operating or ready to start in the next three months
• Your business has good potential and is well defined
• You are willing to receive support and advice from Finklusiv
• You are honest and transparent about your situation and the issues you meet
• You are not registered in RKI – you can find out whether you are in RKI here: dininfo.dk

Can you say yes to it all? Then we will try to help you make a request for a business account.

The bank will expect a complete file presenting your company, it’s activities, results and plans, but also a full view of your private situation. We will help you gather these documents in order to send a complete file of excellent quality to the bank. This is how we insure a high success rate in our recommendations.

Your business documents must include proof of registration, list of real owners, financial projections and business plan if the company is newly created, yearly accounts if the company has existed more than a year, as well as transcripts from the previous business account. They will also ask for your contract with your main client if you are a subcontractor, any debt situation and an overview of how you expect the business account will be used, i.e. and estimation of future transaction trends.

The private documents will include ID documents (passport, driving license, health card evt. residency card), your current tax declarations and annual tax returns for the past 2 years, outstanding debt information, retirement savings, a screenshot overview of the family bank accounts, and an estimation of your future transaction trends.

No. Finklusiv will only send your file to the bank if we believe you have a good chance of being approved. We work in constant dialogue with partner banks to know what their requirements are. If we see a that your request will be denied, we will make sure to explain to you the reason why, and close the case – after providing you with your completed file.

Once you have applied, Finklusiv will screen your situation before confirming we can help you within 2 days. If we beleive we can help we will request payment of the administrative fee. Once the fee is received, we will work with you to ensure your file is complete. We will only send the file to partner banks when it is complete, so make sure you provide information quickly. Once the file is sent to the bank, you can expect your account within 3 weeks.

Finklusiv has an excellent success rate of our recommendations to banks. We only send your file to the bank if we believe it will be approved, but the final decision is of course with the bank. If your request is denied, we will make sure you receive the complete file you have built with us, so you can easily apply elsewhere. We will also come with suggestions of what kind of international bank could offer an alternative solution for you.